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Home Loans Are Our Specialty!
You definitely need to talk to us if you're planning to purchase or refinance a home in the near future. We offer many benefits you may not be aware of. With IAA Credit Union you can close on your loan anywhere in the U.S. and get the personal service you want from a team you can trust.
Our pre-qualification service for homebuyers lets you know up front what you can afford, how much money you will need as a down payment and what terms and interest rates are available. It also helps your Realtor® determine the price range of homes to show you.
In some cases, pre-qualification has become a prerequisite to purchasing a home. It makes sense, because it simplifies the home buying process and minimizes delays.
Ironically, it may not be as simple and easy at your local bank, where you may find a lot of red tape, possibly requiring as much as a week or more to get an answer.
With us, you can pick up the phone from anywhere in the country, give us the necessary information and within a day we'll tell you whether or not you qualify for the mortgage you want. And you'll receive a confirmation letter from us so you can make an offer on the home you want.
In addition to our very competitive rates, we provide a lot of free services for which other lenders charge — document processing and closing fees, for example. The cost incurred by us to process your loan is the price you pay.
We want to say "YES" to you, and keep the process simple, quick and convenient. We're your Credit Union, ready to serve you in any way we can. Currently, IAA Credit Union is offering the following first mortgage rates to its members:
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60 Month Certificate 4.20%
APY
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Online
banking has
never been so easy.
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Discover the benefits of being a member.
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Download a mortgage application today!
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