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Our Debit Card is available free with your checking account!


Customize your own for just $5!


debit card

Standard IAACU Debit Card

tire swing-debit

Create Your Own Debit Card!

Below are the digital wallets available to use with our ATM Debit Cards.

When using your IAACU Debit card with digital wallets, you must use it as credit. DO NOT use your PIN number. It will not work.

samsung pay. android pay. apple pay. WALLETS

New Fraud Protection Service for Debit Cards:

In our continuing efforts to keep your accounts secure, we’ve improved our alert system for potential fraud for all IAACU debit cards. 

PLEASE NOTE: The  Fraud Center number 1-800-417-4592 may also be used to report lost or stolen debit cards.

Cardholders will be receiving outgoing communication (email, text, voice) from our Fraud Center via the new automated system should potential fraud be detected on a debit card.

Here’s how it works:

When potential fraud is detected, you will receive an automatic email notification to the address on file from IAACU, with the option to reply with “fraud” or “no fraud."
2.  One minute after the email, you will receive a text alert from 32874 between 7am and 9pm, which also has the “fraud” or “no fraud” option. (*SEE BELOW)
3.  If there is no response received from you, five minutes after the text alert, you will receive automatic phone calls to confirm or deny fraud. 

Remember – our messages will never ask for your PIN or account number. 

Additional Assistance

To report a lost or stolen ATM Check Debit Card 24/7
Call 800.411.4592 or go to

To activate a new ATM Check Debit Card
Call 800.411.6390 or go to

To select a pin by phone
Call 877.746.6746 (1.877.PHONPIN). This option may take up to 48-hours to process.

Traveling? Set a travel notification

Find out what states and countries are blocked from IAACU credit/debit card use.