Recent Articles
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Debt Juggling No More: How to Know When It's Time to Consolidate
Oct 23, 2023Managing debt can be challenging, especially when burdened with a substantial amount, and the accruing interest only adds to the difficulty. An effective solution to alleviate this burden is to explore the option of debt consolidation.Read More about Debt Juggling No More: How to Know When It's Time to Consolidate -
Managing Your Household Budget During Inflation
Oct 16, 2023Whether you're going to the grocery store or the gas station, it seems like everything is costing more these days. It’s not your imagination! The question is, how do you manage your money when it takes more of it just to make ends meet?Read More about Managing Your Household Budget During Inflation -
The Savings Account Dilemma: One Size Doesn't Fit All
Oct 10, 2023How many savings accounts do you have? One? Two? Five? You might think you only need one or two, but having multiple savings accounts can be helpful. Here’s what to consider...Read More about The Savings Account Dilemma: One Size Doesn't Fit All -
Don't Fall for SMS Scams: How to Secure Your Accounts
Sep 21, 2023Financial institutions nationwide have alerted their customers about these types of fraudulent calls and text messages. Read about how to protect yourself and your accounts from fake SMS scams.Read More about Don't Fall for SMS Scams: How to Secure Your Accounts -
4 Steps to Prepare for a Big Purchase
Sep 19, 2023A financial journey is filled with challenges such as budgeting, saving, and managing debt, often accompanied by unexpected income fluctuations. Whether it's the milestone of buying a home or a car, these four crucial financial steps can guide you toward your destination.Read More about 4 Steps to Prepare for a Big Purchase -
How to Establish a Credit History
Sep 8, 2023Establishing a good credit record can be difficult for anyone without a credit history. Here are some tips to help you build credit and maintain a good credit score...Read More about How to Establish a Credit History -
Is that really a text from IAACU?
Aug 21, 2023SMS (text) scams are on the rise here is how to protect yourselfRead More about Is that really a text from IAACU? -
Gift Card Scams
Jul 28, 2023You may think of a gift card as the perfect birthday or graduation present for a relative who’d like to buy music, video games, or almost anything. But, did you know that gift cards have also become a popular payment mechanism among scam artists?Read More about Gift Card Scams -
Why Credit Unions Aren't Banks
Jul 27, 2023Learn the difference between IAACU and a bankRead More about Why Credit Unions Aren't Banks -
Phishing emails may target shoppers with post-Prime Day offers
Jul 14, 2023Now that Prime Days, Target Week, and Walmart+ Week have all ended, scammers may just be getting started. Bad actors have been known to send phony emails and texts that look like messages from major retailers, instructing you to redeem the reward points accrued during your shopping days. Just hit delete on these phishing messages!Read More about Phishing emails may target shoppers with post-Prime Day offers -
FOUR Easy Steps to Help With Your Student Loans
Jul 13, 2023All good things must come to an end – and that applies to the upcoming end of federal student loan payment relief measures, which paused federal student loan debt collection and reduced interest rates on federal student loans to 0% during the moratorium. For those with government-held loans, the relief options provided a record-long “breather.”Read More about FOUR Easy Steps to Help With Your Student Loans -
Credit Scores…..Where does that magical number come from?
Jun 28, 2023We all know that most lending institutions are going to use a person’s credit score as a basis for approving a loan, and also to determine what their interest rate will be. To ma...Read More about Credit Scores…..Where does that magical number come from? -
Keys to Paying Down Debt
May 18, 2023So, how do you pay off debt AND save money? We've put together a few ideas on how to lower your debt and stash away a few dollars.Read More about Keys to Paying Down Debt -
How To Spot A Credit Card Skimmer
Apr 3, 2023Card skimming theft can affect anyone who uses their credit or debit cards at ATMs, gas stations, restaurants, or retail stores. A skimmer is a device installed on card readers that collects card numbers. Thieves will later recover and use this information to make fraudulent purchases. Skimmers can usually be spotted by doing quick visual or physical inspections before swiping or inserting a card. Although skimmers can be hard to spot, it’s possible to identify a skimming device by doing a visual and physical inspection.Read More about How To Spot A Credit Card Skimmer -
Gas Card Scams and how to avoid it
Jul 14, 2022High gas prices may be draining your budget, but don’t fall for this scam. “Bad Guys” are out there tempting drivers with phony gas station gift cards. It's really a way to get your credit card details and other personal information.Read More about Gas Card Scams and how to avoid it -
World Elder Abuse Awareness Day is June 15: Recognize the signs of abuse
Jun 15, 2022The International Network for the Prevention of Elder Abuse designated June 15, as World Elder Abuse Awareness Day. Since then, various organizations, have come together to help provide resources, raise awareness and prevent elder abuse.Read More about World Elder Abuse Awareness Day is June 15: Recognize the signs of abuse -
Applying for Student Loans: Federal and Private
Jun 7, 2022Student loans aren’t created equal. Some are federal, some are private, some are designed to help financially needy borrowers, some offer lower rates or important borrower protections. Student loans aren’t created equal. Some are federal, some are private, some are designed to help financially needy borrowers, some offer lower rate...Read More about Applying for Student Loans: Federal and Private -
Is there enough in your piggy bank?
Mar 1, 2022There is no one-size-fits-all answer to the question of how much money should you keep in your savings account. The standard recommendation is three to six months’ worth of basic expenses. If keeping that much stashed away is intimidating to you, we’ve put together some tips on how to find your target balance and ways to quickly grow your savings.Read More about Is there enough in your piggy bank? -
Tips for Healthy Money Habits
Feb 9, 2022Think positive about your financial situation in the coming year! Keep these tips in mind when planning out your goals for 2024 and beyond.Read More about Tips for Healthy Money Habits -
5 Tips to Jump-Start Your Savings Plan
Feb 4, 2022Whether it’s the struggle of delaying immediate rewards for greater benefit in the future or an unexpected expense, people looking to build successful savings habit often run up against these very human challenges. To help manage these realities, here are five tips we suggest to jump-start your savings.Read More about 5 Tips to Jump-Start Your Savings Plan