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  • Retain a paper record of all PPP funds spent including all payroll checks that are issued.  It is YOUR RESPONSIBILITY to track and provide this to your lender.  It is NOT your lenders responsibility to find it for you.
  • Utilize the below Forgiveness Application, Instructions, and Checklist of documents required to be submitted along w/ your Forgiveness Application.  Both First Draw and Second Draw PPP loans use this same forgiveness application.

The below are (2) extra sources if you feel the need to dig into the details, but if you use the Checklist and follow the instruction on the link PPP 3508S Loan Forgiveness Application + Instructions then you should not have any problems:

  1. Here are more detailed instructions per the SBA website on how to apply for forgiveness: PPP Loan Forgiveness 
  2. If you’re unsure how to spend the funds or what spending is eligible for forgiveness, here is the link to loan forgiveness, per the federal register: Loan Forgiveness Requirements and Loan Review Procedures as Amended by Economic Aid Act


This is not an application for mortgage.  Mortgage prequalification helps to determine if you meet the minimum requirements for a loan and how much home you can afford.  If the qualifications are met for the purchase price and loan terms you have listed you will be presented a pre-approval letter.  If you’re confident in your finances and are ready to apply now, you should complete a full application instead.

Continue to Pre-Qualify Now