New and Used Car Loans We've made our used car loan rates as low as our new car rates to ensure you get a great deal no matter what you're shopping for.
Refinancing Is a high monthly car loan payment straining your budget? Reduce your interest or monthly payment - possibly both - by refinancing your loan from another lender with IAA Credit Union.
Get your next car with no down payment. We'll finance up to 100% of a new car's purchase price, including tax and license, as well as 100% of a used car's NADA retail value.
Get new car pricing and used car book values
Rates as low as 1.89%* View all auto rates
Is your new car covered?
Guaranteed Auto Protection (GAP)
If your vehicle is stolen or totaled in an accident, your insurance will pay only the fair market value, which could be substantially less than what you still owe on the loan. GAP protects you against costly out-of-pocket expenses by paying what your insurance doesn't. Learn more about GAP
Looking for an extended warranty (MBP Coverage) for your new car?
Go with and extended warranty backed by IAA Credit Union. Give yourself a little piece of mind during your loan term and after. Learn more about your extended warranty options.