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*APY=Annual Percentage Yield. Fees apply for early withdrawal. Fees may reduce earnings. 

Open a Vacation Club or increase your deduction.

Dispursed the last Friday of April each year.
If you are increasing your deduction or starting a new account, put your amount in here.
If you are decreasing your deduction, put your amount in here.

I want to establish a Vacation Club Account (same ownership as Primary Savings Account) with the Credit Union. Therefore, I agree as follows: I will not withdraw funds from or close this account until maturity thereof. Once maturity is reached, your funds will be deposited into your Primary Savings Account. This includes funds deposited herewith, regular payroll deduction deposits and all other deposits to this account. I understand that if I withdraw any funds from this account prior to maturity no further interest dividends will accrue and the Credit Union is hereby authorized to assess an early withdrawal penalty of $15 against the principal in the account. If no funds are withdrawn from this account prior to maturity, interest dividends will be credited, in accordance with Credit Union policy, only on the first of each calendar quarter for the duration of the Vacation Club account.

CONSENT TO THE USE ELECTRONIC RECORDS, SIGNATURES AND DISCLOSURES: Underlying law requires that you first consent to the use of electronic signatures and electronic records before you enter into this account agreement Please [REVIEW THIS AGREEMENT] and read the information carefully.

Electronic Signature