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Why refinance with us?

Refinance with IAACU

Reduce the amount of strain on your budget.

Is a high monthly car loan payment straining your budget? Switch your loan to IAA Credit Union and reduce your interest or monthly payment - possibly both!

100% Financing

Get your next car with no down payment. We will finance up to 100% of a new car's purchase price, including tax and license. Buying a used car? Get up to 100% of a used car's NADA retail value.

Negative Equity?

Do you have negative equity in your trade? We can finance more than the new car's value.

Is your new car covered?

Guaranteed Auto Protection (GAP)

If your vehicle is stolen or totaled in an accident, your insurance will pay only the fair market value, which could be substantially less than what you still owe on the loan. GAP protects you against costly out-of-pocket expenses by paying what your insurance doesn't.

Learn More About GAP Insurance

Looking for an EXTENDED WARRANTY (MBP Coverage) for your new car? Get a free quote!

Go with an extended warranty backed by IAA Credit Union. Give yourself a little piece of mind during your loan term and after.

Free Quote Details

NADA Guides

Here are our featured Auto Loan rates.


Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

This is not an application for mortgage.  Mortgage prequalification helps to determine if you meet the minimum requirements for a loan and how much home you can afford.  If the qualifications are met for the purchase price and loan terms you have listed you will be presented a pre-approval letter.  If you’re confident in your finances and are ready to apply now, you should complete a full application instead.

Continue to Pre-Qualify Now