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Online Banking

Home Loans at IAACU

At IAA Credit Union we understand home loans can be overwhelming, but we are here to help! Our mortgage team is made up of experienced professionals here to answer any questions you may have. Our goal is to provide the highest level of personalized service! Give us a call or check out our additional resources below.

Home Loan

Ready to get started? Visit our Mortgage Center to start an application.

Get Started

Home Equity Line of Credit 

Interested in a HELOC? Fill out an application below. 

Apply Now

Have Questions?

Complete a contact form to be contacted by a team member. 

Contact our Team

Why use IAA Credit Union?

Great Rates.

We have competitive interest rates with below-average closing costs.

We're here to help.

You'll have a dedicated loan officer throughout the entire process, available to answer any questions you may have.

With you every step.

We service all of our loans in-house which means you will always be able to contact us. 


Down Payment Assistance!

We partnered with Federal Home Loan Bank to offer Down Payment Plus Grant Program for up to $10,000.




Video Library

Loan Officer NMLS Numbers:

IAACU – 607491
Nicholas Brooks – 73544
Rachel Haworth-Smith – 1469299

IAACU Mortgage Blog

Check out our blogs on Home Buying, First Mortgage Refinancing, and Home Equity Lending!

This is not an application for mortgage.  Mortgage prequalification helps to determine if you meet the minimum requirements for a loan and how much home you can afford.  If the qualifications are met for the purchase price and loan terms you have listed you will be presented a pre-approval letter.  If you’re confident in your finances and are ready to apply now, you should complete a full application instead.

Continue to Pre-Qualify Now