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Online Banking
IAACU home equity loans bring ultimate flexibility.
Home Equity Line of Credit
A HELOC is a line of credit that is secured by the equity in your home. HELOC funds can be used for whatever you choose!
Utilize a HELOC for:
Home Remodel
Unwanted Credit Card Debt
Financing your Child’s Education
And more!
What is a Home Equity Line of Credit?
Access available funds at any time
Rates start as low as .25% under prime
NO annual fee!
Interest only payment option*
Advances available via check, online banking, or through one of our branches
*available upon approval
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**80% and 90% Home Equity Line rates are variable rate based on prime that change monthly. 80% lines are Prime -.25%(Currently 3.00%). 90% lines are Prime + 1.00%(Currently 4.25%)
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This is not an application for mortgage. Mortgage prequalification helps to determine if you meet the minimum requirements for a loan and how much home you can afford. If the qualifications are met for the purchase price and loan terms you
have listed you will be presented a pre-approval letter. If you’re confident in your finances and are ready to apply now, you should complete a full application instead.