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Traditional IRA Account

Traditional IRA Accounts may be fully deductible, depending on income and plan participation. All dividends earned are tax deferred.

Traditional IRA Accounts offer:

  • Independence from employer – Your money – own it
  • Freedom to access or move assets – Your money, your control
  • Tax credit for contributions** – invest more, save more
  • Flexibility in choosing investments and contributions – You’re in control
  • Ability to leave assets to your beneficiaries – never worry what the future holds
  • Tax deduction for contribution** – Earn more on your dollar

*If eligible

The Tax Relief Act of 2001 further increased the limits of contribution for all three types of IRAs. View these limits at the IRS website.


Here are our featured Traditional IRA rates.

*APY=Annual Percentage Yield.


Roth IRA Account

Roth IRA contribution earnings are tax free^ and are non-deductible.

Roth IRA Accounts offer:

  • Flexibility in choosing investments and contributions – You’re in control
  • Independence from employer – Your money, own it
  • Freedom to access or move assets – Your money, your control
  • Ability to leave assets to your beneficiaries – never worry what the future holds
  • No minimum distribution requirement – save at your pace
  • Tax-free distributions if qualified

^in most cases

The Tax Relief Act of 2001 further increased the limits of contribution for all three types of IRAs. View these limits at the IRS website.


This is not an application for mortgage.  Mortgage prequalification helps to determine if you meet the minimum requirements for a loan and how much home you can afford.  If the qualifications are met for the purchase price and loan terms you have listed you will be presented a pre-approval letter.  If you’re confident in your finances and are ready to apply now, you should complete a full application instead.

Continue to Pre-Qualify Now