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Our Card Options

Rewards VISA

Variable rates of 18.99% to 20.99% APR*

  • Earn rewards points on every purchase.
  • Redeem rewards on airline tickets, name-brand electronics, vacation experiences, gift cards and more!
  • Browse CURewards to view rewards options, view earned points, and redeem!
  • $0 Annual & $0 Balance Transfer Fees! Apply today for a fee-free experience!

Apply Now

Platinum VISA 

Variable rates of 11.99% to 15.99% APR*

  • Our most popular card with great low rates!
  • $0 Annual & $0 Balance Transfer Fees!* 
  •  Flexible Credit limits to Fund all your purchase needs.

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Variable rate of 11.99% to 15.99% APR*

  •  Available only from IAACU! Show your COUNTRY Financial pride with our exclusive VISA card.
  • Exclusive to COUNTRY Financial employees and agents – only YOU can apply!
  •  Flexible credit limits up to fund all your purchase needs.
  • $0 Annual & $0 Balance Transfer Fees!*

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Variable rate of 11.99% to 15.99% APR*

  • Available only from IAACU with a classic IFB design!
  • A percent of each purchase goes to the IAA Foundation – support Ag in the Classroom!
  • In 2023 the IAACU IFB VISA contributed $9,600 to Illinois Agriculture in the Classroom
  •  Flexible credit limits to fund all your purchase needs.
  • $0 Annual & $0 Balance Transfer Fees!

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*All IAACU VISA cards come with no annual fee, no minimum finance charge and a 25-day grace period for all purchases. Other Misc Fees: Replacement Fee $5, Documentation Fee $2, Account Research Fee: $25 per hour. International Assessment Transaction Fee: 1% of Purchase Amount. Rates and terms will be determined by the applicant's credit rating.

Rates last updated on 11/01/2023 They are subject to change without notice.

Helpful Phone Numbers: 

Activate & Update PIN: 800-631-3197
24/7 Customer Service Center: 855-594-9458
To Report a Card Lost/Stolen 24/7: 855-594-9458
To Verify Blocked Transactions are Valid: 888-918-7313
IAACU Call Center (during normal IAACU business hours): 800-676-2541

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Frequently Asked Questions 

All Plastic Cards

This is not an application for mortgage.  Mortgage prequalification helps to determine if you meet the minimum requirements for a loan and how much home you can afford.  If the qualifications are met for the purchase price and loan terms you have listed you will be presented a pre-approval letter.  If you’re confident in your finances and are ready to apply now, you should complete a full application instead.

Continue to Pre-Qualify Now