IAACU is now offering Skip-a-Pay. This program allows qualifying members a method to skip a regular monthly car, recreational vehicle or personal loan payment for a $25 fee.


Why use Skip-A-Pay?

Free up cash

Cover unexpected expenses

Plan a short vacation​


What type of loan do I need to have to take advantage of this offer?

Auto Loan

Recreational Vehicle

Personal Loan

Hurry! Offer ends July 15, 2014

Fill out the form below to take advantage!


Payment Skip Request Form

Member Loan Information

Loans that are paid through payroll deduction will still transfer to the members .1 share savings account and will be available for withdrawal after the $25 fee has been debited from that account.

Bi-weekly or semi-monthly payroll deductions will be required to skip all payments for the month chosen or next two consecutive payroll dates.  These funds will be deposited to your primary share savings account. 

Skipped payments will not be processed without an executed agreement and $25 fee payment.

  • Account must be current and in good standing.
  • Loan must have been open a minimum of 12 months from the date of request.
  • Member can have no late payments and no NSF activity for the past 6 consecutive months.
  • 1st mortgage, HELOC, 2nd mortgage, CLOC’s and VISA cards are NOT eligible for this program.
  • Skip-a-Payment request form must be signed by all parties and received by IAACU no later than 3 business days prior to the payment due date.
  • Only 1 payment per loan may be deferred every 12 months.
  • The maximum number of times a payment can be deferred over the life loan is 4.

By signing this form you authorize IAA Credit Union to advance your loan due date by one month and also understand that this will extend the maturity/final payment date of your loan. You agree to pay a $25 fee for this service.  Interest will continue to accrue on the unpaid principal balance during the month that you defer payment.  When your loan payment resumes the unpaid, accrued interest will be collected first.  All other terms and conditions of your original loan agreement will remain in effect during this time.

CONSENT TO THE USE ELECTRONIC RECORDS, SIGNATURES AND DISCLOSURES: Underlying law requires that you first consent to the use of electronic signatures and electronic records before you enter into this account agreement Please [CLICK HERE TO REVIEW THIS AGREEMENT] and read the information carefully.

Electronic Signature