First Mortgage Loans
Talk to us if you're planning to purchase or refinance a home in the near future. With IAA Credit Union you can close on your loan anywhere in the U.S.
In addition to our very competitive rates, we offer our mortgage loan products with lower fees than most financial institutions. You only pay what we pay — document processing and closing fees, for example.
IAA Credit Union is offering the following first mortgage rates to its members:
| Mortgage Rates |  |
| Rates last updated 1/6/2009 9:19:35 AM. They are subject to change without notice. |
| Loan Type | Term (In Months) | Rate | Payment (Per $1000) | Annual Percentage Rate |
| Home Equity - Variable Rate |
| 240 (20yr) | 80% loan-to-value** | NA | 3.00%** |
| 240 (20yr) | 90% loan-to-value** | NA | 4.25%** |
| Lock in an 80% HELOC Balance |
| 120 months | 6.75% | $11.48 | 6.75% |
| Lock in a 90% HELOC Balance |
| 120 Months | 7.75% | $12.01 | 7.75% |
| Home Equity - Fixed Rate |
| 120 (10yr) | 90% loan-to-value | $12.01 | 7.75% |
| 60 (5yr) | 80% loan-to-value | $19.22 | 5.75% |
| 120 (10yr) | 80% loan-to-value | $11.48 | 6.75% |
| 60 (5yr) | 90% loan-to-value | $19.80 | 6.99% |
| First Mortgage - Fixed Rate |
| 180 (15 yr) | 4.875%* | $7.85 | 4.905% |
| 360 (30 yr) | 5.500%* | $5.69 | 5.520% |
| First Mortgage - Adjustable Rate |
| 3 year ARM (3-1) | 4.875% | $5.30 | 4.892% |
| 5 year ARM (5-1) | 4.875% | $5.30 | 4.892% |
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Loan Calculator
Download a mortgage application.