Become Elite in Money Management!
Welcome to the Elite Club!
We want to help you set the stage for a smart, secure, and empowered financial future by providing resources in the world of money management and financial education.
- Savings and Checking Account
- Exclusive to young adults 18-23 – only young individuals qualify
- No monthly/annual fees
- Over 37,000 Free ATMs nationwide & Free ATM Fee reimbursements** – Easy access to your funds
- Start building credit with the low interest rate for a car loan
- Exclusive investment opportunities start as low as $500
- Access to Secure VISA credit card
- Deposit checks from anywhere at any time with free unlimited Remote Deposit Capture
- Free Billpay, Transfers^
- Free Debit Card – 24/7 access to your funds
**Up to $25 a month. You must submit the form during the month that you had ATM fees. Once accepted, your reimbursement will be deposited in your checking account on the 1st day of the next month.
^Overnight or rush fees may apply to funds transfers.
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IAACU Blog
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September Market Rate Update
August’s interest rate environment continued to be shaped by rising Treasury yields, with the 5-Year U.S. Treasury averaging 4.38%, contributing to higher borrowing costs while creating opportunities for savers. As businesses navigate elevated rates, inflation concerns, and year-end planning, maintaining strong cash flow, liquidity, and a proactive financial strategy can help position them for long-term success and growth.Read More about September Market Rate Update -
Should You Close Unused Credit Cards?
Closing an unused credit card might seem like a simple way to streamline your finances, but it could negatively impact your credit score. Keeping an account open can help maintain a lower credit utilization ratio, support a longer credit history, strengthen your credit mix, and add positive payment history when used responsibly. Before closing a card, consider how it affects your overall credit profile and whether occasional use may provide more long-term benefit.Read More about Should You Close Unused Credit Cards?
