Elite Checking and Savings Club | IAA Credit Union
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Online Banking

Welcome to the Elite Club!

We want to help you set the stage for a smart, secure, and empowered financial future by providing resources in the world of money management and financial education.  

  • Savings and Checking Account
  • Exclusive to young adults 18-23 – only young individuals qualify
  • No monthly/annual fees
  • Over 30,000 Free ATMs nationwide & Free ATM Fee reimbursements** – Easy access to your funds
  • Start building credit with the low interest rate for a car loan
  • Exclusive investment opportunities start as low as $500
  • Access to Secure VISA credit card
  • Deposit checks from anywhere at any time with free unlimited Remote Deposit Capture
  • Free Billpay, Transfers^
  • Free Debit Card – 24/7 access to your funds

**Up to $25 a month. You must submit the form during the month that you had ATM fees. Once accepted, your reimbursement will be deposited in your checking account on the 1st day of the next month.

^Overnight or rush fees may apply to funds transfers.

 

IAACU Blog

  • How to Protect Yourself From Financial Scams

    Jun 12, 2026
    In an era of instant transfers and digital storefronts, financial scams have only increased. Scammers today don’t just steal your data; they can also manipulate your emotions. Here are some signs that a scam is on the horizon.
    Read More about How to Protect Yourself From Financial Scams
  • June 2026 Market Rate Update

    June Market Rate Update

    Jun 4, 2026
    Treasury rates remained elevated in May as persistent inflation, driven in part by energy costs, reduced expectations for near-term rate cuts and reinforced a “higher for longer” environment. While financing conditions for commercial real estate are still favorable compared to historical levels, rising yields are increasing borrowing costs and making timing, rate locks, and fixed-rate strategies more important. Despite higher rates, the current environment still supports long-term financing decisions for those seeking stability and predictability.
    Read More about June Market Rate Update

This is not an application for mortgage.  Mortgage prequalification helps to determine if you meet the minimum requirements for a loan and how much home you can afford.  If the qualifications are met for the purchase price and loan terms you have listed you will be presented a pre-approval letter.  If you’re confident in your finances and are ready to apply now, you should complete a full application instead.

Continue to Pre-Qualify Now