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We've partnered with Sallie Mae to provide you with the best options for your student loan.


With college costs growing fast, it's time to borrow smarter.

A choice of competitive rates for undergraduate students

Low, variable and fixed interest rates are available.

Get the money you need

Borrow up to 100% of your school-certified education costs (minimum $1,000).

Low monthly payments

​ Minimum payments as low as $25/month.

Applying online is easy. It only takes about 15 minutes to apply and get a credit result.

Get Started

You'll choose your repayment option during the application process.

Encouraging responsible borrowing. Together we can do this.

We are committed to helping people invest in higher education. That is why we have partnered* with Sallie Mae. Sallie Mae has helped more than 30 million Americans pay for college since 1972. We encourage students and families to supplement savings by exploring grants, scholarships and federal loans before they consider a Sallie Mae private education loan.

This information is for borrowers attending degree-granting institutions only. Credit criteria and eligibility requirements apply.
* We are compensated by Sallie Mae for the referral of Smart Option Student Loan customers