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Earn up to $200 Cash Back on your first Auto Loan with IAA Credit Union!

Use code Cash Back in contact form to qualify.

*Offer valid for ILFB with new membership at IAA Credit Union. Must use code “Cash Back” in contact form to qualify. Max cash back is 1% of transaction up to $200. Loans and rates are subject to terms and credit approval. Offer valid from Monday Jan. 04, 2021 to Sunday February 28, 2021. 

Here's some of the different Auto Loan options to choose from...

New & Used Car Loans

We've made our used car loan rates as low as our new car rates to ensure you get a great deal no matter what you're shopping for.

Loan Refinancing

Is a high monthly car loan payment straining your budget? Reduce your interest or monthly payment - possibly both - by refinancing your loan from another lender with IAA Credit Union.

Fast & Easy Financing

Get your next car with no down payment. We’ll even finance 100% of the retail value of your vehicle and sometimes more!

  • This was the easiest loan process ever!

    Teena G; Heyworth, IL
  • IAACU always has a we can make it happen attitude!

    Tonya A; Cooksville
  • Quick and easy loan processing. We appreciated how informative the representative was and the prompt service we received.
    Anonymous; Normal, IL
  • All staff has always been helpful and pleasant. Justin Vest is actually what keeps IAACU as our first choice for loans.

    Karen B; Tinley Park

Auto Loan Rates

Start an Application

Auto Loan Calculator

This is not an application for mortgage.  Mortgage prequalification helps to determine if you meet the minimum requirements for a loan and how much home you can afford.  If the qualifications are met for the purchase price and loan terms you have listed you will be presented a pre-approval letter.  If you’re confident in your finances and are ready to apply now, you should complete a full application instead.

Continue to Pre-Qualify Now