Auto Loans, Rates & Calculators | IAA Credit Union
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Auto Loans

Whether you’re shopping for a brand‑new vehicle, found the perfect used car, or want to refinance a loan from another lender, IAA Credit Union’s low‑rate auto loans help Illinois Farm Bureau members get on the road with confidence.

As a credit union created to serve the Illinois Farm Bureau family, we make car buying simple, affordable, and stress‑free so you can focus on where the road takes you next.

Get started. Get approved. Get driving.

Here's some of the different Auto Loan options to choose from...

New & Used Car Loans

Great rates—no matter what you drive.

We offer the same competitive low rates on used vehicles as we do on new ones, so you never have to compromise when choosing the right car, truck, or SUV. Whether it’s your daily commuter or a vehicle for work or family needs, we’re here to help you finance it with confidence.

 

Loan Refinancing

Lower your payment. Keep more in your budget.

If a high monthly car payment is stretching your finances, refinancing with IAA Credit Union may help you reduce your interest rate, lower your monthly payment or both. Illinois Farm Bureau members can refinance loans from other financial institutions and potentially save over the life of the loan.

 

Fast & Easy Financing

Simple options designed around you.

We make financing your next vehicle easy with:

  • No down payment required
  • Financing up to 100% of the vehicle’s retail value—and sometimes more
  • Flexible terms and personalized service
  • Convenient digital signing options

From application to approval, we take the hassle out of the process so you can drive away sooner.

 

Auto Loan Rates

Auto Loan Calculator

This is not an application for mortgage.  Mortgage prequalification helps to determine if you meet the minimum requirements for a loan and how much home you can afford.  If the qualifications are met for the purchase price and loan terms you have listed you will be presented a pre-approval letter.  If you’re confident in your finances and are ready to apply now, you should complete a full application instead.

Continue to Pre-Qualify Now