You can initiate a wire in the main branch (808 IAA Drive) or by contacting our Service Center for further wire instructions at 800-676-2541. Please note: We no longer accept wire transfer requests by fax.

Yes, funds can be sent internationally.  Please provide the foreign bank’s SWIFT code and IBAN (International Bank Account Number).

Domestic wires are $25.00 and international wires are $50.00.

It is strongly recommended either you or your receiver contact the financial institution for their wiring instructions.

Generally, you will need:

• The name of the financial institution
• The address of the financial institution
• The routing number of the financial institution
• The name of the beneficiary of the funds
• The address of the beneficiary
• The account number of the beneficiary
• Any special instructions

Please use the following instructions to have money wired into your IAA Credit Union account:

Receiving Institution:

IAA Credit Union
808 IAA Drive
Bloomington, IL
ABA/Routing Number: 271176116 

Final Credit to:

Member's Name/Member Number/Account Code where funds are to be deposited.

Account Reference Codes (ex. John Doe 8888888-04)

01- Primary Savings

04- Checking

05- Money Market.

Wires received before 12 (noon) on a business day will be delivered same business day. Wires received after 12 (noon) will be delivered next-business day.

You must have a checking account with us to use these services. You may also need to try on a different browser (Chrome or Internet Explorer)

Step 1: Complete a short and quick registration form in External Transfers. If you want, you can register the accounts you hold at the IAA Credit Union at the same time.

Step 2: For your protection and security, IAA Credit Union will verify the information entered by you within 3 days from the day you submitted your registration form.

Step 3: You will be notified by email the status of your registration. The email will also contain simple instruction of your next steps.

Initial registration and IAA Credit Union accounts verification: For your protection and security, IAA Credit Union will verify the personal information entered by you in the registration form. This is to ensure that the request for the service has come from nobody else but you.

You will be notified by email the status of your application within the 3 days. If you have any questions, you can contact IAA Credit Union Customer Service by sending an email to [email protected] or call at 800-676-2541.

Account verification: For your accounts that do not reside at IAA Credit Union, you will be required to get them verified. For most of the major banks, credit unions and brokerages, we can complete online confirmation of individual accounts for which you have Internet access in less than a minute. For other accounts, we will ask you to complete a trial deposit verification procedure, which generally takes 2- 3 business days. For more detailed description about the account verification procedures, look under Account Ownership Verification.

You can send money to someone using:

Email address: Your contact will receive an email with instructions on how to direct the payment into his or her bank account.

Mobile number: A text message will be sent to the recipient on your behalf with instructions on how to direct the payment into his or her bank account. If the recipient does not respond to the payment notification after 3 days, a reminder text message will be sent on your behalf to the recipient reminding them to act on the payment notification. You may want to tell your contact that standard Message and Data rates may apply.

Bank account information (routing and account number): The money will be directly deposited into your contact's bank account. You will also have the option to send the contact an email.

Please click on the Fees link from Send Money to view the Popmoney fee schedule.

It depends on the delivery speed you selected to send the payment.

Standard Delivery - 3 business days

Your contact will receive the money in 3 business days if you're sending money to someone who has used Popmoney and turned on Automatic Deposit or if you have provided your contact's bank account information.

If you are sending the payment via email or mobile, your contact must provide his/her bank account information; s/he will receive the funds within 3 business days.

Express Delivery - Next business day

Your contact will receive the money the next business day if you're sending money to someone who has used Popmoney and turned on Automatic Deposit or if you have provided your contact's bank account information.

If you are sending the payment via email or mobile, your contact must provide his/her bank account information by 10 PM Pacific Time in order to receive the funds the next business day.

Please call the sender to edit the mobile number; the sender can edit the mobile number by clicking Activity and editing the transaction.

Do not attempt to deposit this payment! The funds will be returned to the sender if you are unable to verify access to the mobile phone.

You have 10 days from the send date to deposit the payment. When a payment expires, the funds are returned to the sender. Please contact your sender to request another payment if you still wish to receive the funds.

Share Drafts/Checks clear accounts at 3:30 PM CST Monday-Friday

Direct Deposits are usually processed before 10:00 AM CST Monday-Friday

We have an integrated payroll deduction program with several of our sponsoring companies including COUNTRY Financial, GROWMARK, and IAA (Illinois Farm Bureau).   IAACU is able to accept payroll deduction from any employer able to ACH Payroll funds.  Please check with your employer’s payroll department to see if they can support it.

You can either log into online banking, and under the “move money” tab, select “external transfers,” or you can call into the service center at 800-676-2541 and we can set the transfer up for you (there is a $5 fee for over the phone ACH transfers).

There is a $5 fee for over the phone transfers. Online, standard transfers are FREE for platinum members! Classic and Business checking are charged $1.00 for each standard transfer. Next-day transfers are $2.00 for platinum members, and $5.00 for Classic and Business checking.

Depending on which option you select, online takes 1-5 days. Over the phone transfers that are received by 3:00 will be transferred next-business day.

Transfers made on the new Home Page should appear in the My Accounts section within a minute. If they do not appear, or if you would like to see your transfers listed immediately, you can click the Home NEW link at the top of the page to reload it.

Yes. Simply "add a recipient" on the "make a transfer" page. Enter your other account information and verify.

Yes. Give the service center a call at 800-676-2541 and we can set that up for you.

Yes, you can pay anyone including your cable company, doctor, or Uncle Charlie.

No, the application only accepts payments from demand deposit (checking) accounts.

Yes, just click the Cancel link in the Pending Payments section on the Make Payments page.

If the payee is being paid with either a paper check or an electronic payment, the amount of the payment will be deducted from your account within 2 business days of the payment processing date.

Yes, you don't need an account number to make a payment.

You are the only person who can authorize payments to be issued by us against your account. IAACU representatives access your account information on a need-to-know basis, and only with your approval.

Just enter the name of the person or business you want to pay in the Pay someone new entry box and click Add. Next, provide the required information and click Continue. If we need additional information, a second Pay Someone New window appears. That's it—the person or business will be added to your list, ready to be paid.

Yes, but only to pay bills currently set up. You must set up a new payee through Online Banking on a computer or tablet.