Home Loan Built for You!
Whether you’re buying your first home, refinancing, or tapping into your home’s equity, IAA Credit Union is here to help every step of the way.
Why Choose IAA Credit Union?
- 10–30 year fixed‑rate mortgages with rates at historically low levels
- Close in as little as 30–45 days
- Up to $10,000 in down payment assistance for qualifying applicants
- Low closing costs to help keep more money in your pocket
- Loans available in all 50 states
- Proudly serving and welcoming Illinois Farm Bureau members
Here's some of the different Home Loan options to choose from...
Start a New Mortgage
Buying a home is a big decision and you deserve a lender who puts your needs first.
With personalized service from application to payoff, our experienced mortgage team works with you for the life of your loan, not just at closing. Plus, you’ll enjoy competitive rates, low closing costs, and potential down payment assistance.
Refinance an Existing Mortgage
Looking for a lower rate or a more manageable monthly payment?
We’ll help you explore refinancing options that fit your current financial situation so you can make the most of today’s market and your home’s value.
Get a Home Equity Loan
Your home can help you reach your next goal.
Use a home equity loan to:
- Remodel or upgrade your home
- Consolidate high‑interest debt
- Help pay for education or major expenses
We’ll help you turn your equity into opportunity.
Get Downpayment Assistance
We’ve partnered with the Federal Home Loan Bank to offer the Downpayment Plus® Program*. You may qualify for up to $10,000 in homebuying assistance to help make your purchase more affordable
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From initiating my HELOC to the closing, the process could not have gone any smoother! The communication was superb! I was able to sign many forms online and the closing took under 20 minutes!
Richard V., Normal, IL -
Seth and the Mortgage Team helped answer my questions and also recommended a solution that was a better fit for what I needed. Easy loan process and paperwork. Jeannie was very prompt and easy to work with as well - I had a few questions about closing and fees and she answered them quickly and helped me along the way. IAACU is great and I definitely would use again!
Steve W., Roscoe, IL -
We’re a long-time member - 34 years! You’re our number one choice for great rates, super easy to deal with, and always friendly and helpful. I appreciated how responsive Seth and Jeannie were!
Joe and Leta, Normal, IL
