guest blogs
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Top Resolutions For A Fraud-Free New Year
Online purchase scams continue to be the third-riskiest scams due to the loss of money and personal information and the perseverance of scammers. The Better Business Bureau (BBB) recommends adding a few precautionary steps to the New Year's resolution list to help make the upcoming days and months fraud-free.Read More about Top Resolutions For A Fraud-Free New Year -
3 Simple Ways To Improve Your Credit Score Starting Today
There are several ways to boost your credit score; the more techniques you know, the better off you are. If you’re looking to improve your score, try these methods below. Remember that improving your score can take time, but it is worth it.Read More about 3 Simple Ways To Improve Your Credit Score Starting Today -
How Well Have You Planned for Your Financial Future?
October is National Financial Planning Month! With the holiday season around the corner (a time of more spending) and the new year to follow, Financial Planning Month is a great time to get your finances and budgets in order before the busy end-of-the-year season. Use this as your reminder to sit down and take a good look at your finances including your spending, saving, investments, and more.Read More about How Well Have You Planned for Your Financial Future? -
How to Set and Achieve Your Financial Goals
Reaching your financial goals can be difficult, but not impossible. The key is to get out of your way. Here are some strategies and resources that can make reaching your goals easier.Read More about How to Set and Achieve Your Financial Goals -
Are You Prepared for a Financial Emergency?
A recent study revealed that 56% of Americans are unprepared to handle a $1,000 emergency, with many citing inflation as a key barrier to saving. To avoid relying on debt, the blog advises prioritizing savings, setting up a dedicated account, and utilizing high-yield savings options like IAA Credit Union’s Premier Savings.Read More about Are You Prepared for a Financial Emergency? -
Earning 101: Top 12 Summer Jobs for Teens
School is out for the summer! Okay, now what?! We’re sure your teens have plenty of stuff to keep you busy – but do they have the money to pay for it all? That’s where a summer job might come into play. Lots of companies hire for the summer months, and high schoolers can take advantage of their flexible schedules over the summer months to earn some cash. But what are some good summer jobs for teens? We’ve got you covered!Read More about Earning 101: Top 12 Summer Jobs for Teens -
A Parent's Guide to Chores and Allowances
At IAA Credit Union, we think chores are important – especially on the path to financial independence. With Greenlight’s money app for families, you can teach kids life skills and connect chores with allowance to teach the relationship between work and money.Read More about A Parent's Guide to Chores and Allowances -
Scammers Impersonate IRS Agents: How to Protect Yourself from Imposters Trying to Steal Your Money
Scammers impersonating IRS agents use various tactics: claiming you owe money and threatening arrest, offering unclaimed tax refunds in exchange for personal information, or promising tax rebates in return for identity verification. To avoid falling victim to these scams, remember the IRS doesn't initiate contact by phone, email, text, or social media, won't threaten arrest, and won't ask for immediate payment via unusual methods like gift cards or cryptocurrency. If you suspect a scam, hang up immediately, verify the IRS contact information independently, and report any fraudulent activity to the appropriate authorities.Read More about Scammers Impersonate IRS Agents: How to Protect Yourself from Imposters Trying to Steal Your Money -
Ways to celebrate financial literacy with your family
IAA Credit Union partnered with Greenlight, the debit card and money app for kids and teens. In honor of April being Financial Literacy Month, learn why financial literacy is important and 6 ways to teach financial literacy to kids and teens.Read More about Ways to celebrate financial literacy with your family -
Fake Check Scams Online
IAA Credit Union has observed an increase in fake check scams targeting teenagers online. In response, we want to provide parents with information they can share with their teens to protect them from falling victim to these scams.Read More about Fake Check Scams Online -
Spring Break Fraud
Are you gearing up for your spring break adventure? While you're busy making plans, safeguarding against identity theft or fraud might not be your top priority. However, being in a new environment, especially if you're not fully focused on your surroundings, can make you vulnerable. Here are some tips on how to avoid fraud while traveling for spring break.Read More about Spring Break Fraud -
The Power of Proactivity: Shielding Yourself from Identity Theft
In recent years, discussions about information security have become increasingly prevalent. This comes as no surprise, given that data from the Federal Trade Commission indicates a significant rise in fraud-related losses among Americans, surpassing $8.8 billion in 2022—a staggering 30% increase compared to 2021. To shield yourself from fraud and identity theft, consider incorporating these three crucial tips.Read More about The Power of Proactivity: Shielding Yourself from Identity Theft -
Romance Scams
Adults of all ages are going online in hopes of finding love and companionship. But seeking romantic bliss online can have a major downside: Cyberspace is full of scammers eager to take advantage of lonely hearts, and their ranks are growing.Read More about Romance Scams -
Navigating 2024: A Tactical Approach to Financial Wellness
As the new year begins, it's an ideal time to evaluate or re-evaluate your household budget...Read More about Navigating 2024: A Tactical Approach to Financial Wellness -
Bank Impersonation Is the Most Common Text Scam: What You Need to Know
Have you ever received a text message from your bank or credit union alerting you of unauthorized activity in your account or the threat of your account being frozen, and the message includes either a link to "reactive or authorize your account" or a phone number to call? If so, you want to think twice before clicking the link or sharing your information as this is a common example of a bank impersonation scam.Read More about Bank Impersonation Is the Most Common Text Scam: What You Need to Know -
From Swipe to Savings: Strategies for Financially Educating Kids Today
The blog discusses the challenges of raising financially savvy kids in today's digital and cashless environment.Read More about From Swipe to Savings: Strategies for Financially Educating Kids Today -
Don't Click on That Text! 5 Ways to Avoid Delivery Scams.
Some consumers have recently been getting text messages stating that a major delivery carrier needs them to "update delivery preferences" on a package by clicking a link. The problem? The text is a scam and the link results in the theft of personal information.Read More about Don't Click on That Text! 5 Ways to Avoid Delivery Scams. -
Seven Tips for Safe Holiday Online Shopping
Safe online shopping is especially important as we head into the holiday season. With the increase in online purchasing, how can you protect your identity and ensure safe holiday online shopping? Here are tips to stay safe while holiday shopping online.Read More about Seven Tips for Safe Holiday Online Shopping -
How to Keep Your Holiday Spending in Check
It can be easy to get overwhelmed when it comes to a season centered around heightened spending - which inevitably leads to the common New Year’s resolution to decrease spending and save money. Consider these three financial tips this Holiday season and get one step ahead on your resolutions.Read More about How to Keep Your Holiday Spending in Check -
Debt Juggling No More: How to Know When It's Time to Consolidate
Managing debt can be challenging, especially when burdened with a substantial amount, and the accruing interest only adds to the difficulty. An effective solution to alleviate this burden is to explore the option of debt consolidation.Read More about Debt Juggling No More: How to Know When It's Time to Consolidate
