Seven Tips for Safe Holiday Online Shopping

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7 Tips to Stay Safe
1. Use trusted websites when online shopping.
A good first step to reduce risk is to online shop using websites that are well-known and employ security features. Pay attention to the actual URL you are shopping from to be sure the site is valid, as the chance to be directed to a less-than-reputable website through “click-bait” ads is higher during the holidays.
Some experts suggest directly typing the online retailer’s URL into your web browser. When shopping on your phone, consider downloading the specific apps from each vendor. Additional security features are built into retailer apps, and you can also ensure you are purchasing directly from the source.
2. Check for security.
3. Use secured networks.
4. Use a credit card, with a holiday spending plan.
5. Don’t store payment information.
6. Select complex passwords.
7. Monitor statements and credit reports.
Credit reports contain information about you, including what accounts you have and how you pay your bills. If an identity thief is opening credit accounts in your name, these accounts are likely to show up on your credit report.
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