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Home Equity Line of Credit

A HELOC is a line of credit that is secured by the equity in your home. HELOC funds can be used for whatever you choose!

Utilize a HELOC for:

  • Home Remodel
  • Unwanted Credit Card Debt
  • Financing your Child’s Education
  • And more!

What is a Home Equity Line of Credit?

  • Access available funds at any time
  • Rates start as low as .25% under prime
  • NO annual fee!
  • Interest only payment option*
  • Advances available via check, online banking, or through one of our branches

*available upon approval

Here are our featured HELOC rates.

*Annual Percentage Rate

**80% and 90% Home Equity Line rates are variable rate based on prime that change monthly. 80% lines are Prime -.25%(Currently 3.00%). 90% lines are Prime + 1.00%(Currently 4.25%)

This is not an application for mortgage.  Mortgage prequalification helps to determine if you meet the minimum requirements for a loan and how much home you can afford.  If the qualifications are met for the purchase price and loan terms you have listed you will be presented a pre-approval letter.  If you’re confident in your finances and are ready to apply now, you should complete a full application instead.

Continue to Pre-Qualify Now