1. Know Your Credit Score

2. Strengthen Your Passwords

It's common knowledge that using easily accessible personal information as a password is a bad idea. Juggling login details for multiple online accounts can be a complex task. Nevertheless, it's essential to steer clear of simplistic passwords and refrain from using the same ones across various websites. A suggested approach is to utilize a password manager, which can bolster the security of your credentials and minimize the risk of theft. Additionally, think about enabling two-factor authentication as an additional security measure. This method requires a distinctive one-time code sent to your smartphone, heightening the security of your accounts, even in the scenario of a compromised password.

3. Scrutinize Your Statements

While attaining absolute protection against identity theft may not be feasible, keeping a close eye on your spending serves as a strong defense against fraud. By reviewing your monthly billing statements and setting account alerts/texts, you can spot any unfamiliar purchases and promptly report suspicious activities to IAA Credit Union.

Cybercriminals constantly change their tactics, but by taking these three proactive steps, you can help protect yourself from credit card fraud and keep your information—and your financial life—as secure as possible.

Posted By Discover Blog adapted by IAACU