guest blogs
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Don't Fall for SMS Scams: How to Secure Your Accounts
Financial institutions nationwide have alerted their customers about these types of fraudulent calls and text messages. Read about how to protect yourself and your accounts from fake SMS scams.Read More about Don't Fall for SMS Scams: How to Secure Your Accounts -
4 Steps to Prepare for a Big Purchase
A financial journey is filled with challenges such as budgeting, saving, and managing debt, often accompanied by unexpected income fluctuations. Whether it's the milestone of buying a home or a car, these four crucial financial steps can guide you toward your destination.Read More about 4 Steps to Prepare for a Big Purchase -
How to Establish a Credit History
Establishing a good credit record can be difficult for anyone without a credit history. Here are some tips to help you build credit and maintain a good credit score...Read More about How to Establish a Credit History -
Is that really a text from IAACU?
SMS (text) scams are on the rise here is how to protect yourselfRead More about Is that really a text from IAACU? -
Start Your Saving Journey with IAACU Savers Club
What is a Savers Club account? A Savers club account is essentially a savings account that earns you a higher interest rate on your deposits with the purpose of saving up for a special event or purchase! You choose the maturity date - typically a year or longer and start funding the account!Read More about Start Your Saving Journey with IAACU Savers Club -
Gift Card Scams
You may think of a gift card as the perfect birthday or graduation present for a relative who’d like to buy music, video games, or almost anything. But, did you know that gift cards have also become a popular payment mechanism among scam artists?Read More about Gift Card Scams -
Why Credit Unions Aren't Banks
Learn the difference between IAACU and a bankRead More about Why Credit Unions Aren't Banks -
Phishing emails may target shoppers with post-Prime Day offers
Now that Prime Days, Target Week, and Walmart+ Week have all ended, scammers may just be getting started. Bad actors have been known to send phony emails and texts that look like messages from major retailers, instructing you to redeem the reward points accrued during your shopping days. Just hit delete on these phishing messages!Read More about Phishing emails may target shoppers with post-Prime Day offers -
FOUR Easy Steps to Help With Your Student Loans
All good things must come to an end – and that applies to the upcoming end of federal student loan payment relief measures, which paused federal student loan debt collection and reduced interest rates on federal student loans to 0% during the moratorium. For those with government-held loans, the relief options provided a record-long “breather.”Read More about FOUR Easy Steps to Help With Your Student Loans -
Credit Scores…..Where does that magical number come from?
We all know that most lending institutions are going to use a person’s credit score as a basis for approving a loan, and also to determine what their interest rate will be. To ma...Read More about Credit Scores…..Where does that magical number come from? -
Keys to Paying Down Debt
So, how do you pay off debt AND save money? We've put together a few ideas on how to lower your debt and stash away a few dollars.Read More about Keys to Paying Down Debt -
Home improvement projects that add the most value
Here are three home improvement projects that can significantly increase your home's value.Read More about Home improvement projects that add the most value -
How To Spot A Credit Card Skimmer
Card skimming theft can affect anyone who uses their credit or debit cards at ATMs, gas stations, restaurants, or retail stores. A skimmer is a device installed on card readers that collects card numbers. Thieves will later recover and use this information to make fraudulent purchases. Skimmers can usually be spotted by doing quick visual or physical inspections before swiping or inserting a card. Although skimmers can be hard to spot, it’s possible to identify a skimming device by doing a visual and physical inspection.Read More about How To Spot A Credit Card Skimmer -
Spring Break Fraud
Spring Break travel tips to protect yourself from fraud...Read More about Spring Break Fraud -
Managing Your Household Budget During Inflation
Whether you're going to the grocery store or the gas station, it seems like everything is costing more these days. It’s not your imagination! The question is, how do you manage your money when it takes more of it just to make ends meet?Read More about Managing Your Household Budget During Inflation -
Gas Card Scams and how to avoid it
High gas prices may be draining your budget, but don’t fall for this scam. “Bad Guys” are out there tempting drivers with phony gas station gift cards. It's really a way to get your credit card details and other personal information.Read More about Gas Card Scams and how to avoid it -
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World Elder Abuse Awareness Day is June 15: Recognize the signs of abuse
The International Network for the Prevention of Elder Abuse designated June 15, as World Elder Abuse Awareness Day. Since then, various organizations, have come together to help provide resources, raise awareness and prevent elder abuse.Read More about World Elder Abuse Awareness Day is June 15: Recognize the signs of abuse -
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Applying for Student Loans: Federal and Private
Student loans aren’t created equal. Some are federal, some are private, some are designed to help financially needy borrowers, some offer lower rates or important borrower protections. Student loans aren’t created equal. Some are federal, some are private, some are designed to help financially needy borrowers, some offer lower rate...Read More about Applying for Student Loans: Federal and Private -
Is there enough in your piggy bank?
There is no one-size-fits-all answer to the question of how much money should you keep in your savings account. The standard recommendation is three to six months’ worth of basic expenses. If keeping that much stashed away is intimidating to you, we’ve put together some tips on how to find your target balance and ways to quickly grow your savings.Read More about Is there enough in your piggy bank? -
Tips for Healthy Money Habits
Think positive about your financial situation in the coming year! Keep these tips in mind when planning out your goals for 2022 and beyond.Read More about Tips for Healthy Money Habits
