money tips
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Hard Inquiries vs. Soft Inquiries: What They Really Are, How They Affect Your Credit
Your three-digit credit score will fall when a lender checks your credit reports or credit score, right? And if several lenders all check your credit during the same two-week period, the negative imp...Read More -
6 Tips to Manage Your Checking Account
Simplify your finances, kick old habits and avoid fees with these simple steps to successRead More -
How to Raise Financially Healthy Kids
As a parent, you may be wondering how you can set your children up for financial success. Here are some tips that will show you how to raise financially healthy kids.Read More -
Tips Every College Freshman Needs to Know
As college freshman are getting ready to start their journey, it can be a very stressful, but exciting time. Make sure to check off every item on your list when you pack that minivan!Read More -
Looking for Less Financial Stress? Simple Budget Plan for a Happier You.
Will a budget give you less stress about money? The answer may surprise you! Making a budget is a powerful thing. It is a great way to take a step back and relieve uncertainty about spending by makin...Read More -
Spring Cleaning Your Finances
Spring has finally sprung, and with this additional time at home, there is no better time than the present to do some cleaning – of your finances! Thro...Read More -
ACH vs Wire vs Electronic Transfer? What is the difference?
Updated as of: May 26, 2020 We are now living in the 21st century and long ago were the days of writing checks! With the rise of more efficient forms of payment, fewer and fewer checks are being...Read More -
Update: Upcoming FICO Changes
Consumers struggling with their finances may need extra help when new scoring models are implemented. FICO adjusts its credit score modeling every few years to adapt to consumer behavior. This summer...Read More -
Coronavirus Scams to Avoid
Here are some scams that have been circulating lately. Click on an image to read more: 1. Beware of bogus products and investments As scammers prey on Coronavi...Read More -
Economic Impact Payment Information: Stimulus Checks
The Economic Impact payments, also known as Coronavirus Stimulus checks, have started arriving in many of our members accounts. Here's what you need to know: Payments are posted to members acc...Read More -
Coronavirus Tax Relief
On March 20, 2020, the US Department of the Treasury released Notice 2020-181, providing additional tax relief to taxpayers affected by COVID-19. Notice 2020-18 (March 20, 2020) supersedes ...Read More -
Coronavirus: How Long can it Live on Surfaces?
It seems as though everyone has different ideas of how COVID-19 can spread. The best way to prevent it from spreading is to sanitize surfaces and wash your hands consistently! Here's a bit of info on ...Read More -
What Is Financial Aid for College?
Today’s skyrocketing college tuition prices mean most families can’t afford the whole bill on their own. Financial aid can help fill in the gaps. Here we explain everything you need ...Read More -
What to Do If Your Income Is Interrupted or Lost Unexpectedly: 5 Financial Steps to Take If You Can’t Work
As COVID-19 spreads in the U.S., people all over the country are beginning to feel its financial impact. For the first time since the 1960s, people potentially exposed to the coronavirus are being as...Read More -
What to Do If Your Credit Score Has Fallen – 5 Tips
Your credit score can affect your life in a lot of ways, from whether you are eligible for a loan or credit card, or qualified for a security clearance. If your credit score has fallen or you w...Read More -
Coronavirus: Scammers follow the headlines
Scammers are taking advantage of fears surrounding the Coronavirus. They’re setting up websites to sell bogus products, and using fake emails, texts, and social media posts as a ruse to ...Read More -
Buying Your First Car
Purchasing your first car is a big step towards independence, and a milestone in your adult life. It is an exciting experience, but it’s also an investment that brings responsibility and prepar...Read More -
So, What is a “Club” Account?
According to investorwords.com, a club account is defined as “An interest-bearing savings account offered by a financial institution to investors looking to save for a particular purpose, such ...Read More -
Shopping for Kitchen Appliances: Out-Cook all your Neighbors this Holiday Season
The Holiday Season is upon us! Whether you're hosting Thanksgiving, throwing a holiday party, or baking cookies for Santa, the right kitchen appliances can make a huge difference! Though buying or fi...Read More -
Savings and Money Market Accounts versus Certificates
Trying to save money and not sure of the best place to hold your funds? Savings accounts, Money Market accounts and Share Certificate of Deposits (CDs) are all great avenues to save money for ...Read More
