money tips
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Secured vs Unsecured Loans
There are two different types of loans: secured loans and unsecured loans. Understanding the differences between the two is an important step in achieving financial literacy and can have a long-term effect on your financial health.Read More -
Start Off Your New Year with Savings
What is a Savers Club account? A Savers club account is essentially a savings account that earns you a higher interest rate on your deposits with the purpose of saving up for a special event or purchase! You choose the maturity date - typically a year or longer and start funding the account!Read More -
New Year's Resolutions: Setting Financial Goals for 2021
With 2020 ending and January looming around the corner, it is a great time to start making practical financial goals for the coming year. Whether you have been dreaming of saving for a vacation once the world starts to get back to normal or just want to pay down high interest debt and save for retirement, IAACU is focused on helping you meet your goals!Read More -
Debt Free for the New Year
The good news is, there are ways to pay down your balance and get on the road to becoming debt free in 2021!Read More -
Holiday Scams; How to recognize and avoid falling victim to them
As with any interactions online, it comes with inherent risks – especially in a year where online shopping is a preferred form of holiday shopping for many. Here at IAACU we pride ourselves in being there for our members and have some tips and tricks to help you steer clear of various holiday scams and identity theft!Read More -
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How to Keep Your Holiday Spending in Check
It can be easy to get overwhelmed when it comes to a season centered around heightened spending - which inevitably leads to the common New Year’s resolution to decrease spending and save money. Consider these three financial tips this Holiday season and get one step ahead on your resolutions.Read More -
Is there enough in your piggy bank?
There is no one-size-fits-all answer to the question of how much money should you keep in your savings account. The standard recommendation is three to six months’ worth of basic expenses. If keeping that much stashed away is intimidating to you, we’ve put together some tips on how to find your target balance and ways to quickly grow your savings.Read More -
Christmas Club
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Five Financial Lessons from the Pandemic
Top 5 lessons members have learned during the pandemic.Read More -
Hard Inquiries vs. Soft Inquiries: What They Really Are, How They Affect Your Credit
Your three-digit credit score will fall when a lender checks your credit reports or credit score, right? And if several lenders all check your credit during the same two-week period, the negative imp...Read More -
6 Tips to Manage Your Checking Account
Simplify your finances, kick old habits and avoid fees with these simple steps to successRead More -
How to Raise Financially Healthy Kids
As a parent, you may be wondering how you can set your children up for financial success. Here are some tips that will show you how to raise financially healthy kids.Read More -
Tips Every College Freshman Needs to Know
As college freshman are getting ready to start their journey, it can be a very stressful, but exciting time. Make sure to check off every item on your list when you pack that minivan!Read More -
Looking for Less Financial Stress? Simple Budget Plan for a Happier You.
Will a budget give you less stress about money? The answer may surprise you! Making a budget is a powerful thing. It is a great way to take a step back and relieve uncertainty about spending by makin...Read More -
Spring Cleaning Your Finances
Spring has finally sprung, and with this additional time at home, there is no better time than the present to do some cleaning – of your finances! Thro...Read More -
ACH vs Wire vs Electronic Transfer? What is the difference?
Updated as of: May 26, 2020 We are now living in the 21st century and long ago were the days of writing checks! With the rise of more efficient forms of payment, fewer and fewer checks are being...Read More -
Update: Upcoming FICO Changes
Consumers struggling with their finances may need extra help when new scoring models are implemented. FICO adjusts its credit score modeling every few years to adapt to consumer behavior. This summer...Read More -
Coronavirus Scams to Avoid
Here are some scams that have been circulating lately. Click on an image to read more: 1. Beware of bogus products and investments As scammers prey on Coronavi...Read More -
Economic Impact Payment Information: Stimulus Checks
The Economic Impact payments, also known as Coronavirus Stimulus checks, have started arriving in many of our members accounts. Here's what you need to know: Payments are posted to members acc...Read More -
Coronavirus Tax Relief
On March 20, 2020, the US Department of the Treasury released Notice 2020-181, providing additional tax relief to taxpayers affected by COVID-19. Notice 2020-18 (March 20, 2020) supersedes ...Read More
